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Financing

Alchemy Bicycles allows for many different payment options including credit card, Paypal and financing. Financing options are available through a third party and are binding contracts between the third party supplier and the purchaser only. Alchemy takes no responsibility for the terms and conditions of this agreement.

Pay over time

Clear, transparent terms. Fair rates. No prepayment penalties.

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Financing Available

We provide easy and affordable financing through our partner, Bread, so you can pay for your purchase over time.

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Affordable Monthly Plans

Pay for your order over 12, 18, or 24 months at competitive interest rates*.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.

Check your rate in seconds without leaving our site

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Questions?

Check Bread’s FAQ or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1.

*The terms are for a loan to finance a purchase. Rates range from 6.99% to 29.99% APR, resulting in, for example, 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval.

Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.