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Financing

Alchemy Bicycles allows for many different payment options including credit card, Paypal and financing. Financing options are available through a third party and are binding contracts between the third party supplier and the purchaser only. Alchemy takes no responsibility for the terms and conditions of this agreement.

Pay over time

Clear, transparent terms. Fair rates. No prepayment penalties.

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Financing Available

We provide easy and affordable financing through our partner, Bread, so you can pay for your purchase over time.

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Affordable Monthly Plans

Pay for your order over 12, 18, or 24 months at competitive interest rates*.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Quick and Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won’t affect your credit score.

Check your rate in seconds without leaving our site

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Questions?

Check Bread’s FAQ or reach Bread directly at support@getbread.com or (844) 992-7323 ext. 1.

*The terms are for a loan to finance a purchase. Rates range from 6.99% to 29.99% APR, resulting in, for example, 24 equal monthly payments of $45.22 to $55.91 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. 12 month 0% APR maybe also be offered on a promotional basis.

Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.

Alchemy 100% Guarantee

Free Shipping on All Bikes

Not everyone can visit Alchemy, so we made things easy. When you buy a bike from us, you get free shipping. And if you need help with final assembly, contact us for a credit.

Two Weeks, Risk-Free

Purchasing your dream ride is a substantial investment, so here’s our promise: If you are not 100% satisfied with your new Alchemy Bicycle, you have two weeks from date of purchase to return it.

No Questions Returns

If at the end of two weeks you are not 100% satisfied with your new bike, call us to arrange a full refund or credit toward another Alchemy.